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Trusted Title Services in Pensacola, FL
At Clear Title, we specialize in guiding residential homeowners, homebuyers, real estate agents, and lenders through the complexities of real estate closings. Our team of experienced professionals, led by Board-Certified Real Estate Attorney Stephen R. Moorhead, brings decades of expertise to ensure accurate documentation, clear titles, and seamless transactions. We prioritize client trust by combining legal acumen with efficient technology, offering services such as title searches, insurance, escrow, and 1031 exchanges.

With three convenient locations in Northwest Florida, we provide personalized support to meet the needs of buyers, sellers, and industry partners. Our commitment to transparency, professionalism, and client education sets us apart as a trusted closing partner in the region.
Services
Title Insurance Title Searches Real Estate Closings Escrow Services 1031 Exchanges
Highlights and features
  • Led by a Board-Certified Real Estate Attorney with over 30 years of experience.
  • Efficient technology for secure, real-time document access during closings.
  • Three convenient locations serving Northwest Florida's real estate needs.
  • Decades of combined experience in handling complex real estate transactions.
  • Comprehensive services including title insurance, escrow, and 1031 exchanges.
Associations and certifications
  • Board-Certified Real Estate Attorney
What people say
Great communicators Professional and efficient Instant communication Made the process a joy Trustworthy service
Services
Title Insurance
Title insurance protects property buyers and lenders from financial loss due to title defects. Clear Title secures policies through trusted underwriters, ensuring clear ownership and legal compliance. Our team provides free quotes and guides clients through coverage options tailored to their transaction needs.
Real Estate Closings
We manage all aspects of residential real estate closings, from document preparation to final fund disbursement. Our experienced agents ensure legal accuracy, coordinate with stakeholders, and streamline the process for buyers, sellers, and lenders in Northwest Florida.
Title Searches
Title searches verify property ownership and identify liens or claims. Clear Title conducts thorough examinations of public records, resolving issues to ensure a marketable title before closing for buyer and lender confidence.
Escrow Services
Our escrow services securely hold funds and documents until transaction conditions are met. We ensure impartial management of earnest money deposits and facilitate smooth transfers, regardless of whether the closing occurs with Clear Title.
1031 Exchanges
1031 exchanges allow investors to defer capital gains taxes when reinvesting property proceeds. Clear Title assists with proper documentation and compliance, leveraging expertise to maximize tax savings for commercial and investment property transactions.
People
Stephen R. Moorhead
Founder and CEO
Board-Certified Real Estate Attorney with over 30 years of experience in real estate law and closings. Author and speaker on 1031 exchanges, leading Clear Title's operations and legal compliance.
Pennye Putman
COO
Chief Operating Officer overseeing daily operations and client relations. With decades of real estate closing experience, she ensures efficient service delivery and team coordination across all Clear Title locations.
Nikki Ingram
CFO
Chief Financial Officer managing financial operations and compliance. Her expertise ensures transparent billing practices and fiscal stability for Clear Title's long-term client partnerships.
Questions
What title insurance options do you offer?
We provide owner's and lender's title insurance policies through trusted underwriters, protecting against title defects and ensuring clear property ownership at closing.
How do you handle real estate closings?
Our agents prepare documents, verify title clarity, coordinate signings, and manage fund disbursements, ensuring legally compliant and stress-free closings for all parties involved.
Do you serve areas outside Pensacola?
We operate from three Northwest Florida locations in Pace, Pensacola, and Pine Forest, serving clients across Escambia and Santa Rosa counties.
Can you assist with 1031 exchanges?
Yes, we facilitate tax-deferred exchanges for investment properties, providing documentation expertise to help clients maximize savings under IRS guidelines.
How quickly can you complete a title search?
Most searches take 2-5 business days, depending on property history complexity and public record accessibility in the relevant county jurisdiction.
What sets Clear Title apart from competitors?
Our combination of legal expertise, technology-driven efficiency, and personalized service from Board-Certified attorneys creates a superior closing experience.