Business Details
32 Years
experience
Trusted Real Estate Note Buyers in Dillon, MT
Big Sky Financial Network has been a trusted leader in real estate note purchasing since 1994. We specialize in providing fast, confidential cash solutions for sellers of owner-financed real estate notes and contracts across nine western states. Our expertise lies in evaluating and acquiring first-position and wrap-around second-position real estate secured instruments, offering competitive lump-sum payments while maintaining transparent, ethical business practices.With decades of experience and a commitment to personalized service, we ensure prompt communication and efficient transactions. Our team's deep understanding of creative financing techniques allows us to deliver tailored solutions that meet both seller needs and investor standards, maintaining strict confidentiality throughout the process.
Services
Real Estate Note Purchase
Contract Buyouts
Cash for Land Contracts
Mobile Home Note Sales
Trust Deed Acquisitions
Promissory Note Evaluation
Wrap-Around Mortgage Purchase
Commercial Note Solutions
Residential Note Conversion
Partial Note Sales
Details
- Year established: 1994
Highlights and features
- We've specialized in real estate note purchases since 1994
- We guarantee quick, confidential closings within 2-3 weeks
- We cover all closing costs except commercial appraisals
- We maintain strict transaction confidentiality
- We provide personalized service with prompt communication
What people say
Excellent service
Prompt replies
Thorough explanations
Professional handling
Fair pricing
Services
Real Estate Note Purchase
We acquire first-position real estate notes secured by residential and commercial properties. Our process converts long-term payment streams into immediate cash while maintaining strict underwriting standards. We specialize in transactions with minimum equity requirements across nine western states.
Contract for Deed Buyouts
We purchase land sale contracts with clear title and current payments. Our evaluation considers property type, equity position, and buyer creditworthiness. We handle transactions involving single-family homes, mobile homes with land, and commercial properties.
Mobile Home Note Solutions
We specialize in mobile home notes requiring minimum 15% equity for owner-occupied properties. Our services include evaluation, partial sales, and complete buyouts for mobile homes with land across our service area.
Commercial Note Acquisitions
We acquire commercial real estate notes with minimum 20% equity. Our services cover office buildings, mixed-use properties, and commercial land with improvements. We maintain strict underwriting guidelines for commercial transactions.
Partial Note Sales
We offer flexible solutions for sellers needing partial cash conversion. Our services include purchasing specific payment periods or percentage shares of remaining balances while allowing sellers to retain partial ownership of their notes.
People
Jim Holmes
Note & Contract Buyer Manager / Owner
Founder of Big Sky Financial Network since 1994, Jim specializes in creative real estate financing solutions. With prior experience in wholesale distribution, he focuses on helping property sellers convert notes into cash while maintaining ethical business practices.
Questions
What types of real estate notes do you purchase?
We buy first-position and wrap-around second-position notes secured by residential and commercial properties in nine western states.
How quickly can you close a note purchase?
Most transactions close within 2-3 weeks after receiving complete documentation and required information.
What equity requirements apply to note sales?
Minimum equity requirements range from 10% for owner-occupied homes to 30% for commercial land, depending on property type.
Do you work with note brokers or agents?
We only work directly with note sellers, their attorneys, or company owners - not with brokers or third-party agents.
What payment options exist for note sellers?
We offer complete buyouts or partial sales allowing sellers to retain portion of their payment streams.
How do you determine note valuation?
Valuation considers property type, equity position, payment history, buyer credit, and current market conditions.
