Business Details
Your Trusted Partner for Private Mortgage Lending Solutions
TLOA Capital is a private mortgage lending company dedicated to providing tailored financing solutions for real estate investors. With over 15 years of combined underwriting expertise across 20+ states, our team specializes in asset-based loans that prioritize speed, flexibility, and client success. We offer a range of loan programs including bridge loans, fix-and-flip financing, and commercial development loans, designed to meet the unique needs of investors seeking rapid funding and reliable capital access.Our vision centers on building trust through customized solutions, while our mission emphasizes delivering exceptional service to communities nationwide. Backed by a proven track record of closing transactions within 14 days, we combine decades of industry experience with a streamlined approval process to outperform traditional banking institutions.
Services
Bridge Loans
Fix & Flip Financing
Commercial Development Loans
Foreign National Loans
Multi-Family Property Loans
Highlights and features
- 15+ years of private lending experience across 20+ states
- Loans close within 14 days on average
- Asset-based lending tailored to real estate investors
- Expert underwriting team with nationwide transaction experience
- Competitive rates for investment property financing
What people say
Simple application
Professional process
Easy to understand
Services
Investment Property Financing
TLOA Capital provides asset-based loans for real estate investors seeking income-producing properties. These loans prioritize collateral value over credit scores, enabling faster approvals for multi-family, retail, and industrial properties. Investors benefit from flexible terms tailored to property appreciation potential and rental income streams.
Fix & Flip Financing
Specialized short-term bridge loans support house-flipping projects with rapid funding cycles. TLOA's fix-and-flip program accommodates properties requiring renovation, offering investors capital for purchase and rehab costs without requiring perfect credit histories. Loan structures align with project timelines to maximize profit potential.
Commercial Development Loans
Financing solutions for converting raw land into commercial or residential developments. TLOA's commercial development loans cover infrastructure costs for housing subdivisions, industrial parks, and mixed-use properties. The program supports projects requiring zoning changes, utility installation, and site preparation.
Foreign National Loans
Private mortgage lending for non-U.S. citizens investing in American real estate. TLOA's foreign national program eliminates typical banking requirements like U.S. credit history, offering streamlined documentation processes and competitive rates for cross-border property acquisitions.
Bridge Loans
Short-term bridge financing addresses immediate capital needs during property transitions. TLOA's bridge loans provide liquidity between property sales and new acquisitions, with expedited underwriting to capitalize on time-sensitive investment opportunities.
Questions
What types of loans does TLOA Capital offer?
We provide bridge loans, fix-and-flip financing, commercial development loans, foreign national loans, and multi-family property loans tailored to real estate investors.
How quickly can I get funded through TLOA Capital?
Most transactions close within 14 days, with expedited underwriting processes designed for time-sensitive real estate opportunities.
Do I need perfect credit for TLOA loan programs?
No, our asset-based lending model prioritizes collateral value over credit scores, making financing accessible for diverse investor profiles.
What areas does TLOA Capital serve?
We operate nationwide across 20+ states, supporting real estate investors in both urban and rural markets.
How do TLOA's loan terms compare to traditional banks?
Our private mortgage lending offers faster approvals, more flexible terms, and specialized expertise for non-traditional real estate investments.
