South Bay Equity Lending
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Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients. This access allows me to find the best rate, term and programs for my clients. The majority of the big banks do not offer these programs. 10. 11. 13. 14. 15. 16. 17. 19. 20. 21. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 38. 39. 40. 41. 42. 43.

44. 45. I understand that each customer has specific needs, so I strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. See my reviews of past clients on the website! Henry Munoz is licensed by the California Department of Real Estate as a Broker, #01786680 and the National Mortgage Licensing System (NMLS 228855)Henry is also registered and approved with the California Department of Business Oversight.

During the period of 1998 to 2014 he worked as a mortgage loan officer under the California Department of Corporations Licensing system as a broker and lender.
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Henry Munoz was raised in the Los Angeles County area known as the South Bay.
He grew up in Lomita, California.
Served 6 years in the Us.
Army and also California National Guard as a Medic.
Henry attended the Academy of Health Sciences at Ft Sam Houston Texas.
Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
Bre#01786680 In addition to having the National Mortgage Licensing endorsement.
He is also registered and approved by the California Department of Business Oversight with the National Mortgage License Endorsement.
Dear Henry, I just wanted to thank you for your tremendous help and terrific effort to refinance my existing home mortgage again.
You guided me me through the whole process and made everything so easy and relaxed.
It was a great pleasure to have your help with this transaction.
Thank you so very kindly and keep up the great work and I wish you continued success with your business.
Very kind regards, Darryl Estep.
From buying a house to getting a reverse mortgage, Henry Munoz has been very honest and ethical, everyone saves money and time with Henry.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
Thank you for your cooperation.
Henry Munoz Mortgage Banker & Real Estate Broker strives to ensure that its services are accessible to people with disabilities.
Henry Munoz Mortgage Banker & Real Estate Broker has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
I have acces to private local private investment companies who fund commercial real estate loans based on the equity position of the project.
The qualifying and terms are more flexible than working with a "Big Bank".Usually decisions are made within a few days.
Many of these properties were turned down by retail and commercial banks.
Recently funded and closed with a fractionalized noteApril 2019 - El Monte for 6.5 million first trust deed on a industrial complex.
This loan was based on the equity position of the first trust deed.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
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