Business Details
8 Years
experience
Trusted Mortgage Broker & Real Estate Agent in Palm Beach Gardens
As a licensed mortgage broker and real estate agent with over 25 years of experience, I founded Heather Lawrence Inc. to provide personalized financial solutions for homebuyers, sellers, and investors. My team and I specialize in residential and commercial transactions, offering access to diverse loan programs including conventional, VA, FHA, and construction loans. We prioritize client education and tailored guidance, ensuring clients understand all available options rather than accepting default offers from traditional banks.Our referral-based business model reflects our commitment to client satisfaction, with services spanning property pricing, marketing strategies, and negotiation support. We serve Palm Beach Gardens and surrounding areas, leveraging 20+ years of industry expertise to simplify complex transactions. Our approach combines local market knowledge with a network of lending partners to secure competitive rates and favorable terms for every client.
Services
Mortgage Brokering
Real Estate Sales
Refinancing
VA Loans
FHA Loans
Investment Properties
Construction Loans
Details
- Year established: 2018
Highlights and features
- We offer 25+ years of mortgage and real estate experience in Palm Beach Gardens
- Our team provides access to multiple lenders and exclusive loan programs
- We specialize in personalized guidance for unique financial situations
- Our referral-based business model prioritizes client satisfaction and trust
- We combine real estate and mortgage expertise for seamless transactions
What people say
5 star review
Best deal
Stress-free process
Expert guidance
Reliable service
Services
Mortgage Brokering
We connect clients with customized mortgage solutions through multiple lending partners. Our brokerage specializes in conventional loans, VA/FHA programs, and investment property financing. With access to competitive rates and personalized guidance, we help clients navigate complex loan processes while ensuring compliance with all regulatory requirements.
Real Estate Sales
Our team provides comprehensive listing services including market analysis, pricing strategy, and multi-channel marketing. We leverage MLS exposure, social media networks, and professional connections to maximize property visibility. Clients receive expert negotiation support and transaction management from listing through closing.
Refinancing
We help homeowners reduce monthly payments, shorten loan terms, or access equity through strategic refinancing. Our process includes current loan analysis, market rate comparison, and customized program selection. We specialize in handling unique scenarios including low credit scores and non-traditional income documentation.
VA Loans
We offer specialized VA loan processing for eligible military personnel and veterans. Our team navigates the unique requirements of VA financing, including entitlement verification and certificate of eligibility processing. We help clients maximize VA loan benefits while ensuring compliance with VA appraisal standards.
Investment Properties
We provide tailored financing solutions for residential and commercial investment properties. Our services include cash flow analysis, portfolio loan structuring, and investor-specific underwriting guidance. We help clients build wealth through strategic property acquisitions with appropriate financing vehicles.
People
Heather Lawrence
Mortgage Broker & Real Estate Agent
With 25+ years in the industry, Heather specializes in mortgage brokering and real estate transactions. She founded Heather Lawrence Inc. to provide personalized financial solutions, leveraging her extensive network of lending partners and real estate contacts to serve Palm Beach Gardens clients.
Questions
What mortgage loan options do you offer?
We offer conventional loans, VA loans, FHA loans, construction loans, and investment property financing. Our brokerage accesses multiple lenders to find programs matching unique financial situations.
How do you help first-time homebuyers?
We guide first-time buyers through loan programs with low down payments and favorable terms. Our team explains mortgage options, negotiates purchase terms, and simplifies the closing process.
Can you assist with property sales?
Yes, we provide full-service real estate representation including pricing strategy, marketing, and negotiation. We market properties through MLS, social media, and professional networks to maximize exposure.
What are your business hours?
We're available Monday-Friday 9am-5pm. Weekend appointments are available by request. Emergency mortgage inquiries receive priority attention during standard business hours.
Do you work with investors?
Yes, we specialize in investment property financing. Our services include portfolio loan structuring, cash flow analysis, and commercial mortgage solutions for residential and commercial real estate investors.
