Sun Pacific Mortgage & Real Estate
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Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans soon came to the rescue with mortgages funded by private individuals.

Not only did these loans make mortgages easier - thanks to fewer qualifications - they made them a lot faster too! We frequently deliver funding in under 5 days and our personal best is 48 hours. Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend!

Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. It's a trust we could never buy. It is a trust you can count on. If the other lending institutions have turned you down for a real estate loan, give us a call.
Services
Only company offering Alt-A Hard Money loans for those just shy of qualifying for a conventional or bank loan.
Lower rates at 6%-8%.
FAST alternative financing loans (bad or poor credit, difficult-to-prove income, need fast cash, property a fixer, etc. - no problem for our Hard Money loans!).
Regularly providing available Deeds of Trusts for Private Investors' high-return investments.
We are a family owned and operated, local Sonoma County business.
We started in January of 1988 and primarily serviced Northern California but since 2010 are widely serving the state of California with our alternative financing, also known as hard money and private money loans.
We are looking for more Investors.
If you or anyone you know is interested in real estate investing, please call us at (707) 523-2099.
Becoming a Private Investor with us can produce high yield on your investments.
We regularly have available Trust Deed Offerings and email these to our Investors throughout the week.
With real estate investing, your investment is secured.
By lending money to individuals, you secure this loan as a mortgage against their real estate.
This of course is all done through an Escrow company, we never touch your money.
We are always looking for qualified investors who are interested in high returns on their money through investment in California Trust Deeds.
As of 2020, we have financed over 10,000 individual loans, averaging 30+ newly available deeds of trusts per month.
Family owned and operated, we are licensed Private Money Brokers, Realtors and Loan Originators through CA Department of Real Estate (DRE) and the Nationwide Mortgage Licensing System (NMLS).
Being in business for over 3 decades has given us multitudes of past borrowers as well as referring Realtors, conventional Brokers and Lenders.
Since opening our doors in 1988, we have always found it best to work closely with each private investor and keep them informed of our exact process, what we expect from them and provide timely information about specific loan programs and any regulation changes.
Below are topics you may want to find out more about, if you are an existing Investor with us or you are new and would like to start investing in our Trust Deed Offerings.
Or you can call our office at 707-523-2099 with any questions you may have.
We know Brokers and Lenders always want to help, but we also know that traditional underwriting is not always the best fit.
We get hundreds of loans brokered or referred to us by mortgage professionals who had to tell the borrower "no".
Most need fast action and approval because they are running out of time.
Well, below are the programs to meet these needs, with us moving funds faster and saying "yes!" more often, while paying commissions to licensed Brokers and Originators in the process!
Despite poor credit, self-employment, difficult-to-prove income, property condition, etc., your borrowers can qualify for our honest private money financing on primary residences and investment properties alike, single and multiple units.
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