Business Details
Expert Loan Solutions for Investors and Borrowers
Medallion Servicing is an independent asset management firm specializing in alternative investment strategies for real estate finance. We bridge the gap between investors and borrowers through non-traditional lending solutions, prioritizing investor fund safety while offering flexible financing options. Our expertise lies in structuring first trust deed investments with two distinct programs: a higher-return option for loans up to 70% loan-to-value and a conservative approach for notes at 50% LTV. Every transaction includes escrow oversight, title insurance, and direct investor beneficiary designation to maintain transparency and control. Unlike pooled investment vehicles, we maintain individual investor accountability throughout the process. Our streamlined funding process typically closes within 10 days of receiving preliminary title reports and property inspections, eliminating traditional bank application requirements.Borrowers benefit from interest-only payments, no prepayment penalties, and 5-year loan terms tailored to non-owner-occupied properties. Our team's deep understanding of real estate finance enables creative deal structuring to meet both investor and borrower objectives. With over a decade of combined experience in private lending, we maintain rigorous property inspection protocols and ongoing tax/insurance tracking systems. Our commitment to balancing investor returns with borrower accessibility has established us as a trusted partner in alternative finance solutions.
Services
Hard Money Loans
Trust Deed Investments
Private Lending
Real Estate Finance
Loan Servicing
Highlights and features
- Funding available within 10 days of title report receipt
- No prepayment penalties on interest-only loan programs
- Direct investor control with individual title policy listings
- Rigorous property inspection and risk management protocols
- Custom deal structuring for complex lending scenarios
Associations and certifications
- CA Bureau of Real Estate #01882855
Services
Hard Money Loans
Our hard money loans provide rapid financing for non-owner-occupied properties, typically funded within 10 days. Borrowers benefit from streamlined applications, interest-only payments, and no prepayment penalties. These 5-year term loans offer flexible solutions for real estate investors seeking alternative financing options.
Trust Deed Investments
We offer first trust deed investment opportunities with two distinct risk/return profiles. Investors can choose between a conservative 50% LTV program or a higher-yield 70% LTV option. All investments include title insurance and direct beneficiary designation for enhanced security and transparency.
Loan Servicing
Our comprehensive loan servicing includes ongoing property tax monitoring, hazard insurance tracking, and escrow management. Investors receive detailed documentation with their name listed on title policies. We maintain strict compliance with real estate finance regulations while providing regular investment performance updates.
Real Estate Finance
We specialize in structuring creative financing solutions for complex real estate transactions. Our services cover collateral evaluation, multi-property financing arrangements, and customized loan terms. The process includes thorough property inspections and title verification to ensure investment security.
Investor Programs
Our investor programs offer diversified participation in the first trust deed market. With options for both aggressive and conservative investors, we maintain individual account control while avoiding pooled investment structures. Returns are directly tied to specific property collateral rather than fund performance.
People
Brenda Voelker
Broker of Record
Brenda Voelker oversees all lending operations as licensed Broker of Record with California Bureau of Real Estate #01882855. With over 15 years in real estate finance, she ensures compliance with state regulations while maintaining investor protection standards.
Questions
What loan programs do you offer?
We provide hard money loans for non-owner-occupied properties with 5-year terms, interest-only payments, and no prepayment penalties. Loan amounts depend on property value assessments.
How quickly can you fund a loan?
Our typical funding cycle completes within 10 business days after receiving preliminary title reports and completing property inspections.
What investment options exist?
We offer two trust deed investment programs: a conservative 50% loan-to-value option and a higher-return 70% LTV program with different risk profiles.
How are investor funds protected?
All loans require title insurance policies listing investors as beneficiaries. We maintain individual investor control without using pooled funds or blind pools.
What properties qualify for financing?
We finance non-owner-occupied properties with priority given to single-family residences. Multi-property collateral arrangements may be considered for qualified borrowers.