National Financial Service
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We're a full service Mortgage Brokering office with an entire suite of Real Estate Transaction Services located in the Bay Area of California operating with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending, and also commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs.

But that's just the beginning of our services. Throughout the lending process we provide regular loan updates via email, progress reports, and individual 800 numbers for faxing documents so clients always know the status of their loan. And, now it's our pleasure to offer all of our exceptional mortgage services online.

Through our company you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day.
Services
We use the most cutting edge technology available to close loans quickly, at a low cost.
By combining the use of the Internet along with advanced processing software and automated underwriting systems.
We have taken the mystery out of approving and closing a home loan.
This means that you can now get a loan faster, at a lower cost, with less paperwork and less stress!
6. Please mail me a loan application.
7. Download the application material now and mail or fax it to me.
1. Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice.
We will provide you a low cost home, refinance, construction or commercial loan.
Enjoy a fast, hassle-free, no-nonsense service from a company that cares, with years of experience, and the determination to get what you want!
We can show you in detail how we can save you and your family a fortune on your mortgage loan with our low interest rates.
After the initial application is taken, we automate everything through loan submission followed by closing.
Our focus is to reaffirm this companies history of providing outstanding service to our customers.
As a result of there being no mortgage payment due the first month following your closing; at the closing you must pay simple interest covering the period from the day of the closing through the end of the month.
A calculation will be done at the closing to determine the amount of money that will need to be initially deposited to your escrow account.
The actual amount will depend on the dollar amount and timing of the first tax payment coming due.
The bank will need to make certain that there will be sufficient funds on account to make this first payment.
We'd like to offer you an easy way to stay informed about trends in loan rates without having to track them actively either on the Internet or with multiple phone calls to your broker!
Now you can easily track our mortgage rates to help you determine when you should lock in an interest rate or refinance.
Simply join Rate Watch: it's free.
Have a question about the application process?
Want to find out how much house you can qualify for?
Need to look up a mortgage term?
You can find answers to all these questions and more in our online resources section.
Still can't find the answer to one of your questions?
Contact us!
How much am I really making an hour?
If I save a dollar a day how much would I have in the bank when I retire?
How much will that car really cost me?
How do I compare different loans?
If I buy down my debt how much would I be saving?
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