Cobian Appraisal Group
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No matter what type of property is in question, our experience and education as licensed appraisers make us qualified to provide home valuations in Palm Beach County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. We are a leading provider of real estate valuations for the mortgage lending marketplace.

With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process. Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process.

And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
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Every year, countless people in the United States buy, sell or refinance their own slice of the American Dream.
Most, if not all, of these transactions include a simple line item for an appraisal.
It has become an understood and accepted part of a real estate transaction.
But is this the only reason to get an appraisal?
Are there other times when the services of a certified, licensed, independent real estate professional might come in handy?
It's a running joke that every one has a different perspective of what a house is worth.
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
In effect, you will be making one extra mortgage payment per year -- without hardly noticing the additional cash outflow.
But, as you're about to discover, you will certainly notice the "increased" cash flow that will occur when you pay your mortgage off way ahead of schedule!
This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance.
Lenders and brokers using Automated Valuation Models (AVMs) and homeowners using "free online home values" to determine the value of a property need to know what those results aren't telling them.
Whether the house is really there.
A computer can't so much as drive by a house to see if it's actually located where it's supposed to be, has four walls and a roof, and really is a four bedroom split level and not a one bedroom shack.
How long ago the property was assessed.
Many AVMs and free online services rely on public assessment records.
Lenders, mortgage brokers and others can now order appraisal reports online from my website.
What are the advantages of online ordering?
It saves time.
Where before we would have had to rekey all the property and assignment information from your fax or e-mail, with online ordering we can simply import the property details into our report preparation software.
When you order online, you also get status updates on the report whenever you want them, 24/7 - no more playing phone or fax tag.
We communicate with one another better.
An appraiser's primary responsibility is to his or her client.
Normally, in residential practice, the appraiser's client is the lender ordering the appraisal to decide whether to make the mortgage loan.
Appraisers have certain duties of confidentiality to their clients -- as a homeowner, if you want a copy of an appraisal report, you normally have to request it through your lender -- obligations of numerical accuracy depending on the assignment parameters, an obligation to attain and maintain a certain level of competency and education, and must generally conduct him or herself as a professional.
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