Tom C. Chang & Associates is helping people daily with their purchases and sells of real estate with strategic precision. The structure and resources that we have set forth helps assure that we provide the best services customized to our clients' individual needs. Understanding our market place and collaberating as a team to help you get your Offer Accepted or Your Home SOLD with classic top notch service is how we get it done.
We don't leave any stones unturned when it comes to your most valueable asset! 2021 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property.
Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.
We don't leave any stones unturned when it comes to your most valueable asset! 2021 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property.
Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.
Services
Qualifying for California mortgage loans is an important step in buying a home.
Understanding the process can help ensure that you are able to qualify for the home loan that you need.
Lenders look at two things when determining if you are able to qualify for a home loan: your ability to repay the loan and your willingness to repay it.
The first thing that a lender wants to know is if you are able to repay the loan for which you are applying.
The lender looks at your current employment.
Have you been in the same job for at least two years or at least the same line of work for a few years?
Understanding the process can help ensure that you are able to qualify for the home loan that you need.
Lenders look at two things when determining if you are able to qualify for a home loan: your ability to repay the loan and your willingness to repay it.
The first thing that a lender wants to know is if you are able to repay the loan for which you are applying.
The lender looks at your current employment.
Have you been in the same job for at least two years or at least the same line of work for a few years?
Why would I hire a real estate agent when searching for California homes through the internet is easier?.
It is still a great idea to consider California Realtors even if searching the internet for homes is easy.
A lot of agents bring value to the whole process of searching.
They can analyze all the data, answer any question, share their professional knowledge, handle all the paperwork and do all the errands needed in any real estate transaction.
Saving for the unique dream home may take a long time.
It is still a great idea to consider California Realtors even if searching the internet for homes is easy.
A lot of agents bring value to the whole process of searching.
They can analyze all the data, answer any question, share their professional knowledge, handle all the paperwork and do all the errands needed in any real estate transaction.
Saving for the unique dream home may take a long time.
Your military service can save you money when buying or selling a home.
We have worked with Military members and their families for decades and we are honored to serve you.
Let Berkshire Hathaway HomeServices California Properties handle your next move with Rock Solid Service!.
As a Buyer or Seller of real estate, your service can be rewarded with rebates when buying or selling a home.
If you are a veteran, active or retired member of the military, you are eligible to participate in the MILITARY Advantage program.
We have worked with Military members and their families for decades and we are honored to serve you.
Let Berkshire Hathaway HomeServices California Properties handle your next move with Rock Solid Service!.
As a Buyer or Seller of real estate, your service can be rewarded with rebates when buying or selling a home.
If you are a veteran, active or retired member of the military, you are eligible to participate in the MILITARY Advantage program.
Berkshire Hathaway HomeServices California Properties and our team of relocation specialists are confident that you and/or your transferees will receive exceptional service, that you can depend on.
We offer relocation assistance through corporations, Relocation Management Companies (RMCs), as well as directly to consumers.
We have a full service relocation division, including more than 1,300 local experts who are specialists in their markets; providing you valuable insight that is relevant to you, your family and your lifestyle.
We offer relocation assistance through corporations, Relocation Management Companies (RMCs), as well as directly to consumers.
We have a full service relocation division, including more than 1,300 local experts who are specialists in their markets; providing you valuable insight that is relevant to you, your family and your lifestyle.
When a homeowner with a Federal Housing Administration (FHA) insured mortgage can't meet the payments, the lender forecloses on the home; FHA pays the lender what is owed; and then the United States Department of Housing and Urban Development (HUD) takes ownership of the home.
Then HUD sells it at market value as quickly as possible.
BLB Resources is a Marketing and Management contractor for HUD (1 to 4 unit residential properties).BLB Resources contracts with listing brokers around the country to assist in the marketing and listing of these properties through the local Multiple Listing Services.
Then HUD sells it at market value as quickly as possible.
BLB Resources is a Marketing and Management contractor for HUD (1 to 4 unit residential properties).BLB Resources contracts with listing brokers around the country to assist in the marketing and listing of these properties through the local Multiple Listing Services.
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