Business Details
Trusted Commercial Mortgage Loans for Investors
At Ei8ht Street Funding, we are dedicated to empowering real estate investors of all experience levels through innovative mortgage solutions. Our commercial mortgage origination platform prioritizes speed, flexibility, and client-centric service, catering to both under-served investors and emerging markets. We specialize in no-income-documentation loans, enabling clients to secure financing without traditional tax returns, pay stubs, or debt-to-income calculations. Our same-day pre-approvals and 7-14 day closing timelines reflect our commitment to efficiency, while our technology-driven approach streamlines processes for brokers and investors alike.By focusing on 30-year rental loans, fix-and-flip financing, and ground-up construction loans, we provide tailored capital deployment strategies that align with diverse investment goals. Our nationwide broker partnerships and $300M+ in investor capital deployed underscore our position as a trusted leader in alternative lending solutions.
Services
30-Year Rental Loans
Fix and Flip Loans
Ground Up Construction Loans
Loan Referrals
Broker Services
Tech Solutions
Highlights and features
- Same-day pre-approvals for expedited decision-making
- 7-14 day closing timelines for rapid capital access
- Built specifically for broker efficiency and scalability
- No tax returns or income documentation required
- Tech-driven platform simplifying mortgage origination
Services
30-Year Rental Loans
Our 30-year rental loan program provides long-term financing for investors holding properties as rental income assets. This no-income-documentation solution supports 1-4 unit residential, multifamily, and mixed-use commercial properties with loan amounts from $75K to $5M. Investors benefit from streamlined approvals and competitive LTV limits up to 80% for residential units.
Fix and Flip Loans
Short-term fix-and-flip loans cover purchase and renovation costs for non-owner occupied properties. Available for 1-4 units up to 20-unit mixed-use properties with loan amounts from $75K to $10M. We offer up to 90% of purchase price plus 100% of rehab costs (capped at 75% ARV) with terms up to 18 months for rapid project turnaround.
Construction Loans
Ground-up construction loans support new residential development projects for 1-4 unit or 5+ unit investment properties. Financing covers up to 85% loan-to-cost and 70% after-repair value with amounts starting at $150K up to $5M. Our 18-month terms accommodate full construction cycles from groundbreaking to completion.
Questions
What loan programs do you offer?
We provide 30-year rental loans, fix-and-flip financing, and ground-up construction loans for investment properties.
Do you require tax returns for approval?
No, our programs eliminate income documentation requirements like tax returns or pay stubs.
How quickly can loans close?
Most loans close within 7-14 days through our accelerated underwriting process.
Are broker partnerships available?
Yes, we offer tech-integrated solutions designed to maximize broker productivity and deal flow.
What property types qualify?
We finance 1-4 units, multifamily properties, mixed-use commercial spaces, and new construction projects.
