Franklin Advantage
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Franklin Advantage
We are a full spectrum real estate lending company with offices in California and Hawaii. We know that every buyer, investor, and homeowner has different needs and we offer a variety of programs and products to meet those needs in an efficient, timely and economical manner. We are unafraid to take on the more difficult situations to help our customers achieve their financial goals.

We can help guide first time home buyers as they explore their home financing options. There are a lot of home loans available today with different down-payment, income, and credit requirements. Let Franklin Advantage help guide you to the best solution for you and your family. As a direct lender, we are committed to helping you get pre-qualified and into the lowest rate and payment available.

We offer a variety of programs with competitive terms and aggressive underwriting to get you into the home and home loan that best fits you. We're here to help you find the best solution for your specific situation. Whether you are looking to lower your monthly mortgage payment, switch to a fixed rate or get cash out, Franklin Advantage has solutions for you.
Services
Customer service is the solid ground that Franklin Advantage is built upon.
Whether you are buying your very first home or if you are looking for your next real estate investment, Franklin Advantage can help you evaluate your options, understand today's ever-changing market and make an informed and balanced decision as you build your financial future.
Take advantage of the service and experience we offer to guide you as you construct your financial future.
We have the insight to make your homeownership a pleasure, not a burden.
At Franklin Advantage, our attention detail and pursuit of unending customer service keep our team busy.
Our most proud moments are when a current or past client sends in their words of gratitude.
Here we will share with you some of our most recent to testimonials.
We are always happy to accept any of your referrals.
Let us show your friends, family, and colleagues how Franklin Advantage can exceed their expectations and deliver unparalleled service.
Thanks so much.
It's been a real learning experience becoming a homeowner (and I am sure there's plenty more to learn).
Franklin Advantage is acutely aware and sensitive to the privacy concerns of visitors and applicants.
For further information on our privacy policies and safeguards, visit our Legal Notices page.
For a more specific response to your query, simply choose the type of financing you are interested below, answer a few basic questions, and we will get back in contact with you quickly with answers, options, and solutions.
If you are looking for financing on a new home purchase (whether you're a first time home buyer or seasoned investor), we'll help customize a loan program that fits your specific needs.
Larry Leal has been in the real estate industry since 1985.
His reputation in the industry is unsurpassed for professionalism and service.
His loyal following in the Real Estate Community continues to keep him at the top of Residential Lending Field.
His experience and knowledge in all phases of real estate finance have helped many current and future homeowners understand their options and make the right decision.
Larry will follow your transaction from start to finish ensuring that your experience is as flawless as possible.
Buying your first home is exciting.
After all, home-ownership is the cornerstone of the American dream.
To have your own place to unwind, raise your children and build a future.
But buying your first home is also scary.
With the conflicting advice of parents, friends, and coworkers; it is hard to figure out what advice to follow and where to start.
There are a lot of home loan options available today.
Zero down payment loans, down payment assistance programs, FHA, VA, and Fannie Mae & Freddie Mac loans are all available to those who qualify.
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